Local Governments

Public entities such as municipalities, counties, authorities, and schools can become members of one of the separate and distinct individual regional Funds that operate independently as mandated by New Jersey Law.

The Funds, powered by PERMA, enable public entities to use the power of joint purchasing in health benefits. This provides flexible, affordable, and customizable benefits for employees and their families.

Membership advantages include: 

• Greater Transparency for Future Planning (regular reports/early budget planning & rate development)
• Proactive Issues Management (innovative solutions, quick responses, trend watches)
• Seasoned administrative/management teams
• Access to Care (large hospital networks, Medicare Advantage plans, wellness programs)
• Broker Friendly (no need to change)