Gateway BMED Fund

The Bergen Municipal (Gateway/BMED) Employee Benefits Fund was established in 1992 and serves governmental entities and school districts in Passaic, Bergen, Essex, Hudson, Union, and Middlesex Counties.

The Fund has an annual budget of $100 Million and contracts with Aetna (medical), Express Scripts (pharmacy) and Delta Dental of NJ (dental) to provide coverage for:

  • $100 Million Budget
  • 40 Public Entities
  • 2,900 Employees
  • 8,000 Members
  • 9.20% 5-Year Average Rate Increase

Municipalities & Public Entities

Alpine
Bergenfield
Carlstadt*
Carlstadt BOE*
East Rutherford*
East Rutherford BOE*
Edgewater
Emerson*
Fairfield
Fairfield BOE
Fairview
Fanwood Township
Fort Lee
Fort Lee Borough
Franklin Lakes
Garfield
Garwood City
Highland Park Borough
Hillsdale*
Lodi*
Maywood Borough*
Midland Park
Midland Park Borough
Mine Hill*
Montvale
Moonachie
North Arlington*
Oakland
Palisades Park 
Park Ridge
Ridgefield Park
River Vale
Rochelle Park*
Rutherford
Saddle River
South Hackensack
Totowa
Verona
Wallington
Wanaque Valley Regional S.A.*
Westwood
Woodcliff Lake
Wood-Ridge*

*Dental Only

Serving Bergen, Essex, Hudson, Middlesex, Passaic, & Union Counties

Click on each highlighted county to visit the Fund site:

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