Annual Report

Welcome to the 2026 Annual Report. Inside you will learn about: marketplace challenges and the innovative solutions we are creating to forge a path to continued success;  programs to improve health and well-being; the powerful positive impact of the Guardian Nurses program; and, of course, the growth and continued success of our individually run and member-owned Health Insurance Funds that cover public entities across New Jersey. 
If you have questions or want to learn more, please fill out the contact form, or send an email to: info@permahifs.com.